Credit OS combines rapid credit repair, personal credit consulting, & underwriting optimization strategies to help secure the highest credit score possible, allowing you to get approved for any anything in the future.
Rapid Credit Repair – Our legal team & credit specialists restore your credit for you in 30 days or less across ALL 3 major credit bureaus (Experian, Equifax, TransUnion).
Expert Legal Disputes Process – Our legal team uses Federal Laws to remove negative items lawfully and efficiently, our credit specialists work directly with the bureaus every day to remove items efficiently.
Optimize Your Profile for Future Funding – Align your credit with lender expectations to ensure you’re ready for major funding opportunities.
Build Positive Credit – Boost your credit score with high-limit authorized user accounts, positive primary accounts, and lowered credit utilization
24/7 Credit Fraud Management & Continuous Credit Repair – Enjoy round-the-clock credit fraud protection for one full year, ensuring your credit stays at top security
Clean Up Your Banking Reports – We remove negative marks from ChexSystems and EWS, making it possible to secure new bank accounts and loan products
“Credit OS completely transformed my credit. Negative items I thought I’d never get rid of were gone in weeks. Now my credit profile is pristine, and I just got approved for my dream home. Couldn’t be happier with the results!”
Jordan P
“The Credit OS team was amazing—fast, professional, and extremely effective. My score went from the low 500s to over 750 in just 90 days. Hands-down the best decision I’ve made for my financial future.”
Lisa M.