GET $100 OFF RAPID CREDIT REPAIR GET $100 OFF RAPID CREDIT REPAIR — PROMOCODE: BOOST25

Build Credit That Becomes
Approvals House Keys Business Funding A New Car 0% Funding Credit Cards High Limits Low Rates

Learn more

Repair Your Score.
Unlock Capital

We help individuals & business owners repair their credit and obtain 50k-300k in funding

$ 1 M

0% Funding approved through Capital OS

1 +

Negative items
permanently removed from credit reports via Credit OS

Businesses established with Legacy OS

Transform Your Credit.
Open Every Door

Credit OS

Our Dedicated Legal Team & Credit Specialists quickly and permanently remove negative items. Then, we optimize your credit profile to maximize approvals and creditworthiness.

How Credit Repair Works

Negative
Removal

Negative items crush your score and prevent you from getting approved. Our Legal Team (Esquire) and Credit Specialists work directly with credit bureaus to remove collections, charge-offs, late payments, inquiries, repos, bankruptcies, evictions, and more—increasing your score fast.

Strength &
Optimization

After negatives are removed, we maximize your credit strength to ensure your file is as pristine as possible to lenders. We perfect each metric by adding positivity, increasing age, having the right mix, number of accounts, and more.

Get Approved

Confidently apply for auto loans, mortgages, credit cards, apartments, and more with a pristine, approval-ready credit file that is free of negatives and optimized for successful lending applications.

Access $50k-$250k
in 0% APR Funding

Capital OS

Whether you just brainstormed an idea or are already a seasoned business owner Capital OS gets you funded fast—securing $50k - 250k+ in 0% revolving business capital through our banker network.

How Funding Works

Credit Repair +
Optimization

The Legal Team / Esquire rapidly removes negative items from your credit reports, optimizes your credit file, and strengthens your credit to make you fully funding-ready and highly attractive to lenders.

Apply

Through our network of 25+ banks, financial institutions, and credit unions—supported by strong personal banking relationships—we strategically apply for 0% interest credit lines through our trusted lending partners.

Secure
Capital

Once approved, you’ll gain access to 0% interest capital to launch or scale your business, invest in new ventures, or strengthen existing operations. The Credit Team removes hard inquiries during and after application process.

Real People.
Real Results

100+ Verified Reviews

See what people are saying on Google and Facebook.

PLANS

Boost your finances in one tap.

Credit OS
Rapid Credit Repair

Repair, Optimize, and Protect Your Credit - Build Credit That Stands Tall

$1395

Negative Item Removal – Our Dedicated Legal Team & Credit Specialists remove collections, charge-offs, late accounts, bankruptcies, repos, hard inquiries, public records, and any other negative item off all 3 credit reports. (Experian, Equifax, TransUnion).
Expert Legal Process – Our Legal Team / Consumer Protection Law Office uses Federal Consumer Credit Laws to remove negative items completely. They will begin drafting and sending multiple levels of legal complaints, legal disputes, and removal demands as soon as you sign-up.
Optimize Your Profile for Future Funding – Align your credit with lender expectations to ensure you’re ready for major funding opportunities

Tap For More

Build Positive Credit – Boost your credit score with high-limit authorized user accounts, positive primary accounts, and lowered credit utilization
24/7 Credit Fraud Management – Enjoy round-the-clock credit fraud protection for one full year, ensuring your credit stays in top shape
Clean Up Your Banking Reports – We remove negative marks from ChexSystems and EWS, making it possible to secure new accounts
Comprehensive Business Credit Repair & Consulting – Repair and establish your business credit across Dun & Bradstreet (Paydex), Equifax Business, Experian Business, LexisNexis, and Innovis, with full credit repair services available to optimize your business profile

Capital OS
Business Funding

Secure $50,000 - $250,000+ @ 0% Interest to Launch or Scale Your Business

Access $150k - $250k+ in 0% Interest Capital – Propel your business forward with up to 18 months of interest-free funding
The Largest Network of Funds – We have partnered with over 100+ banks, financial institutions, and credit unions. We handle the entire process, optimizing and packaging your applications for the highest chances of approval through our trusted banking connections
Secure Business Lines of Credit – Unlock revolving business credit lines at 0% interest, providing continuous access to funds whenever your business needs it—without affecting your personal credit.

Tap For More

Forge Powerful Banking Relationships – Build long-lasting connections with business relationship bankers, commercial lenders, and top financial advisors nationwide through our personal introductions
Equipment Financing – Streamline debt and finance essential equipment for smooth operations
Accelerate Business Credit Scores – Strengthen your business credit profile with Dun & Bradstreet, Experian, and Equifax consulting.
Debt Consolidation & Equipment Financing – Streamline debt and finance essential equipment for smooth operations
SBA Loans & Custom Lending Solutions – Our team packages, prepares, and submits your application to our direct banking connections, ensuring higher success rates with SBA loans and other advanced lending programs tailored to support your long-term business goals
Comprehensive Business Credit Repair & Consulting – Repair and establish your business credit across Dun & Bradstreet (Paydex), Equifax Business, Experian Business, LexisNexis, and Innovis, with full credit repair services available to optimize your business profile

FAQ'S

I’m already a business owner—how does this help me?

At One World Advisor (OWA), we provide specialized support to help established businesses achieve their goals. Our services can assist you in refining your business structure, securing additional funding, enhancing your online presence, and strengthening your credit profile. We offer tailored solutions and expert guidance designed to address your specific needs and drive your business forward.

I do not have a business yet, but I want to get started.

OWA supports aspiring entrepreneurs by offering comprehensive guidance on business formation, funding, and growth. We provide essential resources and expert advice to help you turn your idea into a successful venture. Whether you’re just starting out or need more advanced support, we have the tools and expertise to help you launch and grow your business.

How do I ensure that my ideas stay protected?

Protecting your ideas is a priority at OWA. We use advanced encryption methods to secure your data, including our encrypted document upload feature. Our services are designed to safeguard your intellectual property, and we provide guidance on protection strategies such as patents, trademarks, and copyrights. Our plans, including access to the OS App and portal, ensure your innovations remain secure and exclusively yours.

What types of businesses do you work with?

OWA works with a wide range of businesses, from startups to established companies, across various industries. Our services are designed to support businesses at different stages, ensuring that we can address the unique needs and goals of each client.